AYUSHMAN BHARAT – PRADHAN MANTRI JAN AAROGYA YOJANA
Daily Current Affairs
14-09-2024
AYUSHMAN BHARAT – PRADHAN MANTRI JAN AAROGYA YOJANA
IN NEWS –
- Union Cabinet approved health cover for senior citizens under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY).
- Scheme is set to benefit about 6 crore senior citizens.
EXPANSIONS IN DETAIL
- Eligibility Criteria: All senior citizens aged 70 and above regardless of their income.
- Benefits offered: Senior citizens will receive a family-based cover of Rs. 5 lakh annually.
- Those already covered by AB PM-JAY will receive an additional top-up of Rs. 5 lakh annually, separate from their family’s existing cover.
- Ease of Access: Eligible senior citizens will be issued a distinct card.
- Senior citizens already availing benefits of other public health insurance schemes may either choose their existing scheme or AB PM-JAY.
- Senior citizens under private health insurance or Employees’ State Insurance schemes are also eligible for AB PM-JAY benefits.
ABOUT AB- PMJAY SCHEME
- PM-JAY is the world’s largest health insurance scheme fully financed by the government.
- Launched in 2018, it offers a sum insured of Rs.5 lakh per family for secondary care and tertiary care.
- Health Benefit Packages covers surgery, medical and day care treatments, cost of medicines and diagnostics.
- Ministry: Ministry of Health & Family Welfare
- Type: Centrally Sponsored Scheme under Ayushman Bharat Mission
- Target: 12 crore families (approximately 55 crore beneficiaries)
- Purpose: To achieve the agenda of Universal Health Coverage (UHC).
- Benefits: Providing health cover of Rs. 5 lakh/family/year for secondary and tertiary care hospitalization.
- Covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses such as diagnostics and medicines.
- It is the world's largest publicly funded health assurance scheme.
- Ayushman Cards:
- Women account for approximately 49% of the total Ayushman cards created and approximately 48% of total authorised hospital admissions.
- As of December 2023, approximately 28.45 Crore Ayushman Cards have been created since the inception of the scheme, out of which, approximately 9.38 crore Ayushman Cards have been created during the year 2023.
RELATED SCHEMES FOR SENIOR CITIZENS
- Atal Vayo Abhyuday Yojana: To improve the quality of life of senior citizens.
- Senior Aging Growth Engine (SAGE) initiative: To promote and incentivize senior care products and services.
Senior Able Citizens for Re-Employment in Dignity or SACRED portal: To connect senior citizens with job providers in the private sector.